Third, the style and kinds of car also shall greatly affect the price of automobile insurance premiums that the car insurance company will charge you. Insurance companies use actuarial statistic tables which demonstrate to them the previous loss experience on particular styles and kinds of cars. They use these tables, to assist calculate what premiums to charge their customers sooner or later. Statistical tables show these insurance companies that owners of certain styles and kinds of cars, for example sports cars, engage in additional risky driving behavior than owners of cars which are of average type and magnificence. For instance, insurance company statistical tables show the insurer has experienced more losses with sports cars than with average cars. It is certainly because the owner of the Corvette will likely drive such car faster and riskier compared to the owner of the Toyota Camry. With such speed and risk also comes along more losses to the insurance companies. With such risk and loss increase, the insurance company must then improve their return and charge more for auto insurance premiums.